An unfinished concrete basement containing a gas furnace with sheet-metal ductwork, utility shelving, and exposed overhead joists.

Furnace vs Boiler in Capitol Planning Region, Connecticut

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air directly and pushes it through the house, and with eight months of heating ahead of you and nights averaging 21°F, you want a system that already matches what's in your walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor rather than ducts, a boiler is built for that and runs about 5% cheaper here than a furnace. Radiant heat holds up well through a Connecticut winter, and if you don't have ductwork to begin with, a boiler works with what your house already has instead of asking for something new.

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air directly and pushes it through the house, and with eight months of heating ahead of you and nights averaging 21°F, you want a system that already matches what's in your walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor rather than ducts, a boiler is built for that and runs about 5% cheaper here than a furnace. Radiant heat holds up well through a Connecticut winter, and if you don't have ductwork to begin with, a boiler works with what your house already has instead of asking for something new.

An unfinished basement containing a gray HVAC furnace with ductwork, exposed wooden joists, a concrete floor, and miscellaneous clutter in one corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A dark metal boiler with a pressure gauge and copper pipe connections installed in an unfinished concrete basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Capitol Planning Region.

In New England, 54.8% of homes heat with a furnace, so just over half already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Connecticut prices
21°Faverage winter low
46%of homes here heat with gas

If your home already has radiators or in-floor pipes and no ductwork, a boiler still makes more sense than adding ducts for a furnace.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in New England that heat with one54.8%26.2%
Handles a 21°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air directly and pushes it through the house, and with eight months of heating ahead of you and nights averaging 21°F, you want a system that already matches what's in your walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor rather than ducts, a boiler is built for that and runs about 5% cheaper here than a furnace. Radiant heat holds up well through a Connecticut winter, and if you don't have ductwork to begin with, a boiler works with what your house already has instead of asking for something new.

A Capitol Planning Region contractor will price both against your own house, your ductwork and your panel.

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