An outdoor HVAC condensing unit on a concrete pad next to a beige single-story house with a dark shingle roof.

Heat pump vs Furnace in Naugatuck Valley Planning Region, Connecticut

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Look for a cold-climate model, since standard heat pumps lose heating power at 22°F and that is a normal winter night here. Expect to pay more to run it than gas, since natural gas costs at least 45% less to heat with in this area at current prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the cheaper way to heat it here, by a wide margin. It will not cool your home, so you would need a separate air conditioner for summer. With about 8 months of heating a year and winter nights averaging 22°F, that running cost difference adds up.

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Look for a cold-climate model, since standard heat pumps lose heating power at 22°F and that is a normal winter night here. Expect to pay more to run it than gas, since natural gas costs at least 45% less to heat with in this area at current prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the cheaper way to heat it here, by a wide margin. It will not cool your home, so you would need a separate air conditioner for summer. With about 8 months of heating a year and winter nights averaging 22°F, that running cost difference adds up.

A grey air-source heat pump outdoor unit mounted on a concrete pad next to a modern white-rendered residential house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring concrete block walls, exposed floor joists, a bare concrete floor, and a forced-air furnace with a large metal exhaust duct in the corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Naugatuck Valley Planning Region.

Gas heat runs at least 45% cheaper than a heat pump here at Connecticut prices, and that's what settles it.

At least 45% lessto heat with natural gas than with a heat pump, at Connecticut prices
22°Faverage winter low
28%of homes here heat with gas

If your home has no gas line to tap into, a cold-climate heat pump still gets you both heating and cooling from one system.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 22°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Look for a cold-climate model, since standard heat pumps lose heating power at 22°F and that is a normal winter night here. Expect to pay more to run it than gas, since natural gas costs at least 45% less to heat with in this area at current prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the cheaper way to heat it here, by a wide margin. It will not cool your home, so you would need a separate air conditioner for summer. With about 8 months of heating a year and winter nights averaging 22°F, that running cost difference adds up.

A Naugatuck Valley Planning Region contractor will price both against your own house, your ductwork and your panel.

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