A grey heat pump outdoor unit mounted on a concrete pad in a suburban backyard, with a single-storey house visible behind it.

Heat pump vs Furnace in Western Connecticut Planning Region, Connecticut

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if there's no gas line to your home. Look for a cold-climate model, since standard heat pumps lose heating power as the temperature drops, and winter nights here average 22°F. Weigh that against running cost, since natural gas heats for at least 45% less here at Connecticut's prices.

When a furnace makes sense

A furnace makes sense if your home has a gas line, since natural gas heats for at least 45% less here than a heat pump does. That matters over a winter that runs about 8 months. A furnace only heats, so you would still need a separate air conditioner for summer.

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if there's no gas line to your home. Look for a cold-climate model, since standard heat pumps lose heating power as the temperature drops, and winter nights here average 22°F. Weigh that against running cost, since natural gas heats for at least 45% less here at Connecticut's prices.

When a furnace makes sense

A furnace makes sense if your home has a gas line, since natural gas heats for at least 45% less here than a heat pump does. That matters over a winter that runs about 8 months. A furnace only heats, so you would still need a separate air conditioner for summer.

An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house with a landscaped lawn.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gas furnace with ductwork in the foreground and miscellaneous stored items along the far concrete wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Western Connecticut Planning Region.

Gas heat costs at least 45% less to run than a heat pump here, and with 8 months of heating a year that adds up fast.

At least 45% lessto heat with natural gas than with a heat pump, at Connecticut prices
22°Faverage winter low
31%of homes here heat with gas

If your home has no gas line, a cold-climate heat pump will still heat it through a 22°F night without the cost of running one in.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 22°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if there's no gas line to your home. Look for a cold-climate model, since standard heat pumps lose heating power as the temperature drops, and winter nights here average 22°F. Weigh that against running cost, since natural gas heats for at least 45% less here at Connecticut's prices.

When a furnace makes sense

A furnace makes sense if your home has a gas line, since natural gas heats for at least 45% less here than a heat pump does. That matters over a winter that runs about 8 months. A furnace only heats, so you would still need a separate air conditioner for summer.

A Western Connecticut Planning Region contractor will price both against your own house, your ductwork and your panel.

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