An outdoor HVAC condenser unit on a concrete pad in front of a single-story house with gray siding and a shingle roof.

Heat pump vs Furnace in Southeastern Connecticut Planning Region, Connecticut

When a heat pump makes sense

A heat pump makes sense if you want cooling in summer and heating from one system, and you're set on staying off gas. Just make sure it's a cold-climate model. Winter nights here average 24°F, and a standard heat pump loses heating power at those temperatures.

When a furnace makes sense

For most homes here, a furnace is the cheaper way to get through the roughly 8 months a year you need heat. Natural gas runs at least 45% less than a heat pump at Connecticut prices, and that gap holds all winter. If you already have a gas line to the house, it's the straightforward choice. It won't cool your home, so you'd still need a separate air conditioner for summer.

When a heat pump makes sense

A heat pump makes sense if you want cooling in summer and heating from one system, and you're set on staying off gas. Just make sure it's a cold-climate model. Winter nights here average 24°F, and a standard heat pump loses heating power at those temperatures.

When a furnace makes sense

For most homes here, a furnace is the cheaper way to get through the roughly 8 months a year you need heat. Natural gas runs at least 45% less than a heat pump at Connecticut prices, and that gap holds all winter. If you already have a gas line to the house, it's the straightforward choice. It won't cool your home, so you'd still need a separate air conditioner for summer.

A grey heat pump outdoor unit mounted on a concrete pad against the exterior wall of a house with grey siding and stone veneer.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Southeastern Connecticut Planning Region.

Gas heat runs at least 45% cheaper than a heat pump here, and with 8 months of heating a year that difference adds up fast.

At least 45% lessto heat with natural gas than with a heat pump, at Connecticut prices
24°Faverage winter low
16%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 24°F nights, and you get cooling from the same system.

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Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 24°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling in summer and heating from one system, and you're set on staying off gas. Just make sure it's a cold-climate model. Winter nights here average 24°F, and a standard heat pump loses heating power at those temperatures.

When a furnace makes sense

For most homes here, a furnace is the cheaper way to get through the roughly 8 months a year you need heat. Natural gas runs at least 45% less than a heat pump at Connecticut prices, and that gap holds all winter. If you already have a gas line to the house, it's the straightforward choice. It won't cool your home, so you'd still need a separate air conditioner for summer.

A Southeastern Connecticut Planning Region contractor will price both against your own house, your ductwork and your panel.

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