An outdoor air conditioning condenser unit mounted on a concrete pad beside a house at sunset.

Heat pump vs Furnace in South Central Connecticut Planning Region, Connecticut

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as well as heating and you already have gas out of the picture, whether that's no gas line to the house or a preference to run on electricity alone. Get a cold-climate model, since winter nights here average 25°F and standard heat pumps lose heating power at those temperatures. Go in knowing you'll pay more to heat through the winter than a gas furnace would cost, since electricity runs at least 45% higher here at Connecticut prices.

When a furnace makes sense

A furnace is the right call if keeping winter heating costs down matters most, since gas runs at least 45% cheaper than a heat pump here. It also holds its output no matter how cold the night gets outside, which matters with about 8 months a year of needing heat. You'll need a separate system for cooling, since a furnace only heats.

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as well as heating and you already have gas out of the picture, whether that's no gas line to the house or a preference to run on electricity alone. Get a cold-climate model, since winter nights here average 25°F and standard heat pumps lose heating power at those temperatures. Go in knowing you'll pay more to heat through the winter than a gas furnace would cost, since electricity runs at least 45% higher here at Connecticut prices.

When a furnace makes sense

A furnace is the right call if keeping winter heating costs down matters most, since gas runs at least 45% cheaper than a heat pump here. It also holds its output no matter how cold the night gets outside, which matters with about 8 months a year of needing heat. You'll need a separate system for cooling, since a furnace only heats.

An outdoor heat pump unit mounted on a concrete pad in the front yard of a gray suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished concrete basement containing a gas furnace with sheet-metal ductwork, utility shelving, and exposed overhead joists.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in South Central Connecticut Planning Region.

Gas costs at least 45% less than a heat pump here, and with 8 months of heating a year, that difference adds up fast.

At least 45% lessto heat with natural gas than with a heat pump, at Connecticut prices
25°Faverage winter low
46%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 25°F nights and cool it come summer.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 25°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as well as heating and you already have gas out of the picture, whether that's no gas line to the house or a preference to run on electricity alone. Get a cold-climate model, since winter nights here average 25°F and standard heat pumps lose heating power at those temperatures. Go in knowing you'll pay more to heat through the winter than a gas furnace would cost, since electricity runs at least 45% higher here at Connecticut prices.

When a furnace makes sense

A furnace is the right call if keeping winter heating costs down matters most, since gas runs at least 45% cheaper than a heat pump here. It also holds its output no matter how cold the night gets outside, which matters with about 8 months a year of needing heat. You'll need a separate system for cooling, since a furnace only heats.

A South Central Connecticut Planning Region contractor will price both against your own house, your ductwork and your panel.

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