A large outdoor air-conditioning unit mounted beside a vinyl-sided house, surrounded by mulched garden beds and green shrubs.

Heat pump vs Furnace in Northeastern Connecticut Planning Region, Connecticut

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward 20°F, which is a normal winter night here. Expect higher running costs than gas at Connecticut electric rates, since heat is needed here about eight months of the year.

When a furnace makes sense

A furnace fits a home with gas already run to it, or one where the owner wants the lowest heating bill winter after winter. Natural gas runs at least 45% cheaper than a heat pump here, and that gap holds through months of nights near 20°F. The tradeoff is that a furnace only heats, so cooling has to come from somewhere else.

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward 20°F, which is a normal winter night here. Expect higher running costs than gas at Connecticut electric rates, since heat is needed here about eight months of the year.

When a furnace makes sense

A furnace fits a home with gas already run to it, or one where the owner wants the lowest heating bill winter after winter. Natural gas runs at least 45% cheaper than a heat pump here, and that gap holds through months of nights near 20°F. The tradeoff is that a furnace only heats, so cooling has to come from somewhere else.

A grey residential air-conditioning condenser unit mounted on a concrete pad beside a house, photographed at sunset.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray forced-air furnace with metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a single hanging light bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Northeastern Connecticut Planning Region.

Winters here average 20°F at night, and gas heat costs at least 45% less than a heat pump at Connecticut prices.

At least 45% lessto heat with natural gas than with a heat pump, at Connecticut prices
20°Faverage winter low
7%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through winter and cool it come summer, with no second system to install.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 20°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward 20°F, which is a normal winter night here. Expect higher running costs than gas at Connecticut electric rates, since heat is needed here about eight months of the year.

When a furnace makes sense

A furnace fits a home with gas already run to it, or one where the owner wants the lowest heating bill winter after winter. Natural gas runs at least 45% cheaper than a heat pump here, and that gap holds through months of nights near 20°F. The tradeoff is that a furnace only heats, so cooling has to come from somewhere else.

A Northeastern Connecticut Planning Region contractor will price both against your own house, your ductwork and your panel.

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